If you're a tenant, there's one thing that separates you from the landlord: responsibility. Landlords are responsible for taking care of their property and ensuring their tenants are happy with it. Tenants, on the other hand, have to do their own maintenance work around the home they live in which can eat up a significant amount of money each month. If you want to save money as a tenant, there are...

With the influx of people buying property in the real estate market, it's become important for both homebuyers and sellers to understand how credit score works. The most common question we hear from clients is "what is a good credit score to buy a house?" There are plenty of factors that come into play when determining your score. What is a credit score? A credit score is a number that represents...

Owning a home is lovely, especially if you have a growing family. However, owning a home is likely to be one of the most expensive expenses that taxpayers must bear. You must consider not only the regular maintenance and repair costs, but also the real estate tax levied on it. Expect to spend significantly more in real property taxes if your home is better and larger than others. Of course, the more...

Filipinos today are extremely optimistic about their future. Adults are increasingly securing their financial security through the power of investing. Purchasing real estate properties is currently the more stable form of investment. Whether it's a small condominium or a large house and lot, the value of these properties will eventually rise, making your investment all the more worthwhile. Real estate...

Leading industry experts predicted that the real estate market would quickly recover because it had never dropped that low in the three years since the COVID-19 pandemic. Remittances and purchases of houses and real estate investments by overseas Filipino workers (OFWs) who are being redeployed to other countries will be one of the triggers of real estate growth in the coming months. What exactly...

The government and other central banks set benchmark interest rates, which affect borrowing costs for governments, businesses, and consumers. They are the primary tools of monetary policy for ensuring maximum employment and moderate expected inflation rate, as well as one of the most important determinants of the pace of economic activity. Gradual rate increases allow everyone from homebuyers...

Vista Residences, the premier condominium developer of Vista Land, the Philippines' largest integrated property developer, continues to reinvent the notion of student living by constructing vertical communities near the country's key universities, elevating the concept of higher learning even further. The University Series of Vista Residences has provided better living options for students over the...

Each new parcel of land or piece of property must be registered with the land registration authority. If not, land ownership issues and penalties could develop. A legitimate owner of real estate is considered to be superior to one who neglects and abandons it. In other words, when a piece of land is not publicly recorded someone can take land or property that has already belonged to others. What...

Considering all of the price increases, purchasing a home may appear out of reach, especially for young home buyers. However, if you are determined to invest in real estate, there are a variety of options available to help you beat the market price and high credit score requirements, such as co-buying or a co-ownership agreement. What is co-ownership of property? Property co-ownership means that...

Making an emergency plan and taking a few measures can go a long way toward protecting you and your house in the face of the rising number of natural disasters. You can take action to safeguard your property against expensive and widespread damage, even if your area is vulnerable to storms, typhoons, severe storms, or other dangers. Checking your homeowner's insurance is one more action you can do...