Invest in Real Estate in the Philippines

Investing in real estate can be a lucrative way to build wealth. With us, you can be sure that you’re making the most of your investment by buying well-chosen assets that offer predictable cash flow, excellent returns, tax advantages, and diversification.

And, as a real estate investor, you can enjoy all of these benefits while leveraging your properties to build wealth. It’s easier than ever to get started with property investment. You can buy ready-for-occupancy and preselling properties for sale in all the top locations. You can either live in the property or rent it out as you wait for it to appreciate in value.

If you rent out the property, the monthly checks could cover all or part of your monthly mortgage payment—and once the property has appreciated enough in value, you can sell it for a profit.

Real estate investing in the Philippines is a wise investment for any OFW. Not only is it a stable and secure investment, but it can also provide a number of benefits and advantages. For one, real estate is a physical asset that can be passed down from generation to generation.

Additionally, this property can be used as collateral for loans and lines of credit. And, should the need arise, it can be sold for a profit. Real estate can also help to hedge against inflation, as property values typically rise over time.

Furthermore, investing in real estate can provide a sense of security and stability, especially in retirement. With all of these factors considered, it’s clear that real estate in the Philippines is a wise investment for any OFW.

Buying a lot for sale in the Philippines is on the hype today. The market price will always be something to look at if you consider building or buying a house. Researchers have seen a stable demand for both house and lot and lot only units despite the pandemic. Properties in top locations obviously are expensive. Now, what needs to be addressed therefore is to consider these properties in surrounding locations, make a realistic budget estimate, then make a decision.

Some Filipinos prefer to buy lots for sale over ready-for-occupancy (RFO) houses for sale in the property market since some house prices and designs do not suit the taste of the buyer. Through this, land buyers will be able to design their own houses.

The location of the lot, whether it’s in the city such as in Metro Manila or a suburban community in the Philippines, is the first thing that affects the house construction cost as the availability of construction materials depends on this. 

One important consideration when building houses is budget. The projected amount or cost of building houses is usually computed in two ways: detailed estimating and area method.

Read More: Cost of Building a House in the Philippines

Being independent would sometimes require us to move into different locations, either for work or personal purposes. And so, there’s the dilemma of deciding whether to rent a property (condo, apartment, houses, etc.) or to buy a house and lot for sale.

In the Philippines, some say renting provides savings. Other Filipinos, however, prefer ownership and buying a house for sale for them to call a home of their own for a better life. For people who are uncertain about the length of their stay in a specific location, leasing is probably their best option.

Read more: Rent or Buy a House in the Philippines

When planning to buy property like residential lots and houses for sale, one important consideration is a home loan. In the Philippines, there are four major types of financing schemes. One of these is the Pag-IBIG Housing Loan offered by the Philippine Government agency Home Development Mutual Fund (HDMF) or popularly known as Pag-IBIG Fund. Many banks in the Philippines also offer housing loans under specific criteria, terms, and interest rates depending on the property for sale.

To view Pag-IBIG Housing Loan requirements as well as bank requirements and options, click read more.

Read more: Home Loan: Bank Financing and Pag-IBIG Fund

Great neighborhoods turn into hot spots, and properties within those areas appreciate quickly. You may be able to change the size of your house, but you can’t change its location. If you are investing in real estate, consider buying a home in top locations: Quezon City, Makati, Metro Manila, Cebu, Pampanga, Cavite, Cebu, and all other areas with rising demand from buyers and renters.

Real estate Philippines property types are: industrial, commercial, land, and residential. Industrial properties are those related to the development, manufacturing, distribution, storage, research, or production of goods and products.

Commercial properties, on the other hand, are properties used by businesses to generate a profit, gains, or rental income. Residential real estate is intended and developed for dwelling purposes from bungalow houses to townhouses for sale. Meanwhile, a lot is a parcel of land owned or meant to be owned by Filipinos.

Read More: Types of Real Estate Property Investments